Our Legal Framework and Your Account Rights

Your account agreement with naga89 outlines how deposits, withdrawals, account access and dispute resolution work. When you deposit via DANA, OVO, GoPay or QRIS, the transaction terms are set by your payment provider and our settlement agreement — both parties verify the transfer before funds land

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   in your lobby wallet. Withdrawals follow a verification step to confirm your identity and payment method match your registration. If you're in Makassar, Denpasar or anywhere else in Indonesia, your access depends on local law and the regulations that apply to your region. We retain account

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   data for compliance purposes and to prevent fraud; you can request a data export or account closure through our support team at any time.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.